IMPORTANT

Universe Enterprise has raised the maximum limit and lengthened the repayment period. Your name will be blacklisted in FIDAS customer database if you failed to pay the installment for 3 months.

FAQ

  • What is personal loan?

    Personal loans is an unsecured loan with fixed payments and a fixed payment schedule. They can be used for debt consolidation, home improvement, or any other need.

  • Does it matter how i use their personal loan?

    No. How you use your loan is entirely up to you. Many people use a personal loan to consolidate other balances, make home improvements, or pay tuition, among other things.

  • Will i need collateral to quality for a personal loan?

    No. Good credit is all you need to qualify for our personal loan.

  • Will the monthly payment ever increase on my personal loan?

    No. your monthly payment will never increase.

  • Is there a fee for prepayment of my personal loan?

    No. there is no repayment penalty fee. You can pay more than your minimum monthly payment or even pay your full loan at any time.

  • What if i am self employed?

    In both cases we can help you get the loan you deserve. No matter what your credit history, we aim to help you.

  • How much money can i borrow?

    The amount you can borrow will depend on your individual circumstances.

  • Who should i to contact if have any inquiry?

    Please call our customer hotline:03-92856979 if need any assistant.