What We Do?

Universe Enterprise offers a wide range of customized loans to meet the needs of borrowers nationwide. We will take you through the loan process step-by-step and get you fast, flexible funding when you need it most. Our innovative loan programs here and abroad include personal loan, pension and SOCSO holders and balance transfer.

  • Personal Loan

    For individual needs such as education, mortgage, renovation, credit cards repayment or other forms of personal loans. Eligible loan applicants are anonymous with flexible loan structure and affordable fees.

  • Pension and SOCSO holders

    To whose have pension or SOCSO fund and need of cash for emergency use.

  • Balance Transfer

    All you have to do is transfer your outstanding balance from other money lender.

    • Save more with lower interest rates.
    • Extra cash for your other needs.
    • Pay less on interest charge.
    • Long repayment period up to 24 month.

Personal Loan
  Term Secures Loan Unsecured Loan
Sosco 12 month 1.0% 1.5%
Pension 10 month 1.0% 1.5%
Government 6 month 1.0% 1.5%
Private 6 month 1.0% 1.5%